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Switch Your Workers' Compensation Coverage

A "Safety First" sign on a barricade with orange and white stripes.

Our Workers’ Compensation program is designed to offer better coverage and fewer limitations than our competitors—tailored for and by Colorado’s special districts.

We offer thousands of dollars in Safety and Loss Prevention Grants, additional discounts on select risk management programs and services, free access to HR, safety, and compliance training programs, and one-on-one consultations for developing your organization’s safety culture.

Our dedicated underwriters and claims team allows for better oversight of coverage and claims handling, which means our members—every one of them—get the personalized attention they deserve.

Be part of over 1,300 special districts in the Workers’ Compensation program. Join a member-owned organization offering over 50 programs and services to enhance your district’s safety and protect your district’s most valuable resource—your people—by switching to the CSD Pool Workers’ Compensation program today.

What you gain by joining:

  • 1% off Workers’ Compensation contributions and up to 10%* off Property & Liability contributions when you add Workers’ Compensation coverage

For more information, please request a quote.

*Effective January 1, 2027, the multi-program discount for Property and Liability coverage will be increased from 8% to 10%.

Additional features include:

  • Enhanced Cost Containment Program
  • Crisis Management Coverage
  • Increased Employer’s Liability limit at no additional cost
  • Flexible rates with large deductibles
  • Nurse Triage Program
  • Dedicated safety management consultant available for free in-person safety training classes
  • Your dedicated claims staff at the CSD Pool